Welcome, NAGGL 2026 Annual Conference attendees
READY AT SCALE
Handle more SBA files. Keep quality high.
Files ready at every stage, from intake to audit.
$4.7B+
SBA LOANS PROCESSED
1,000+
LOANS PROCESSED IN A MONTH
99.7%
DATA EXTRACTION ACCURACY
Who We Are
Your Partner in SBA Lending Transformation
Decimal Point Analytics (DPA) helps SBA 7(a) and 504 lenders get files ready at scale, from document intake to audit support. We work within your Loan Origination System and credit policy. We support document processing, financial analysis and lending operations. AI prepares each file, SBA specialists verify it, and your credit team keeps the final decision.
Industry Challenges
What does SOP 50 10 8.1 change for your files?
SOP 50 10 8.1 applies to SBA applications that get a loan number on or after October 1, 2026. It tightens several rules. For example, most change-of-ownership loans now need 1.25x debt-service coverage, and small loans need a repayment analysis with two recent months of bank statements. Each file needs more checks before it reaches credit.
- More checks per file. New SOP 8.1 items must sit in the file before credit sees it.
- Files bounce back. One missing document sends a file back and adds days.
- Credit memos take time. Credit officers write long memos by hand for every file.
- Repairs put the guaranty at risk. A file that fails SBA review costs more than the time saved.
Our Capabilities
How does DPA get a file ready at each stage?
AI prepares. Specialists verify. Your credit team decides.
Intake-ready
DocuAgentIQ collects and sorts documents from email, portals and uploads, and flags missing items.
Underwriting-ready
AI extracts financial information and prepares the spread for specialist verification.
Committee-ready
Credit memos are prepared for review against your credit policy and template.
Closing-ready
Closing conditions, documentation and lien tracking are supported through structured workflows.
Audit-ready
Document tagging, version control, quality checks and reporting support audit preparation.
Tracked at every stage
Pipeline dashboards and SLA tracking cover every stage, from intake to audit.
DocuAgentIQ reads the file.
Your team reads the result.
DocuAgentIQ reads every document in an SBA file,
checks it and sends a clean file to underwriting.
- Reads documents from email, portals and uploads.
- Checks each file three ways: complete, correct, consistent.
- Follows up with the borrower for missing items.
Document Validation
Received > Sorted > Checked > Ready for underwritingDocuAgentIQ
86%+ document accuracy from day one
~280 hours a month returned to lending teams
Success Stories
Delivering Measurable Impact for Leading SBA Lenders
Meet Our Experts
Led by Domain Experts with Deep SBA Lending Knowledge
Gaurav Gupta
Managing Partner
David Riedel
Director - Global Business
Prasad Nawathe
Executive Vice President
Scale Your SBA Lending. Without Compromising Quality.
Prepare SBA files for every stage of the lending lifecycle, from intake to audit. DPA combines AI-assisted workflows with specialist verification to help your team improve file readiness, maintain quality and scale operations.
Prefer to Speak with Our Team?
Connect with our SBA lending experts at Booth 64 or schedule a conversation to discuss your operational priorities.
Video Resources
Watch How DPA is Transforming SBA Lending
The Next Decimal Point
Discover The Next Decimal Point, the story of 23 years of research, data and AI, told by the people who built Decimal Point Analytics.
Powering the Future of SBA Lending
How DPA brings automation and SBA expertise together in lending operations.
DocuAgentIQ in Action
See how DocuAgentIQ reads, checks and sorts SBA loan documents.
What can you do at Booth 64?
Book a free SOP 8.1 Ready Check
Send 5 recent SBA files. Get a readiness scorecard and one credit memo draft back in 5 business days.
Book your Ready CheckPlay Underwriter's Hold'em
Spot the ready file in six hands. Hourly prizes at Booth 64.
Read the official rulesManchester Grand Hyatt, San Diego
Exhibit Hall, Booth 64 | Nov 3 to 5, 2026
Let’s Redefine Your SBA Lending Efficiency
Ready to transform your SBA lending operations? Connect with our experts to discuss how DPA can optimize your workflow, reduce costs, and boost compliance.
- Book a free SOP 8.1 Ready Check
Send 5 recent SBA files. Get a readiness scorecard in 5 business days.
- Meet us at Booth 64
Pick a time with David, Gaurav or Prasad, Nov 3 to 5.
Get in Touch
Fill out the form. Our SBA experts reply within 24 hours.
For booth meetings and demos, Nov 3 to 5, 2026. Not needed for a Ready Check.
